Vehicle Loan & Buying Power Calculator

Calculate Your Car Loan Payment & Buying Power Instantly

The Car Loan Calculator is the essential tool for smart vehicle financing. It functions as both a Monthly Payment Calculator and an Auto Loan Affordability tool. Use the "Monthly Payment" tab to determine your estimated monthly payment based on the vehicle price. Alternatively, switch to the "Buying Power" tab to find your maximum affordable price (your buying power) based on a target maximum monthly payment. Accurately estimate your total financial commitment by inputting your down payment, trade-in value, interest rate (APR), loan term in months, and local sales tax rate. Understanding the resulting total loan amount and total interest paid is key to making an informed decision on your next auto purchase. Start planning your budget with precision today!

Estimated Calculations

The calculations provided by this Car Loan Calculator are for estimation purposes only and do not constitute a commitment, offer, or guarantee of credit terms.

• All figures are based solely on the input data you provide (including vehicle price, down payment, trade-in value, interest rate, and term).
• Your actual monthly payment, interest rate, and final terms of any auto loan are subject to change.
• Final terms depend on various factors, including credit approval, current market conditions, specific lender policies, and additional fees, taxes, or charges not included in the calculator.

Please consult with a finance professional at Columbia City Cars to receive personalized, accurate financing quotes and details.